Frequent Questions
Q1. Do you provide car and finance?
Yes, we operate as a broker service on behalf of our lenders, we are a broker and not a lender and as such we are not tied in to offer specific products, we can see what is most suitable for you based on your credit status and provide the best rate of fine in line with your financial status.
Q2. Can I choose a car from anywhere or is it only from your stock?
We can only finance our vehicles,we also offer a vehicle sourcing service so can find you the exact vehicle you are looking for, Please contact our sales team with your requets.
Q3. How much deposit is required to buy a car or van on finance?
We are normally able to secure finance on a nil deposit basis for car purchases, For van purchases, most lenders will require the VAT element to be paid as a deposit
Q4. How much interest will I pay?
The interest on your vehicle will be dependant on several factors of which the amount and term are the key elements in the amount of interest to be paid, by treating customers fairly we ensure that the interest on your loan is the lowest available based on your individual credit status.
Q5. If I owe finance on my car, do I need to wait until I have paid all payment before changing my car or van?
We can discuss settling your finance early and putting you into another vehicle at any time during the contract, it may depend on how far you are within your current agreement but it is always worth a discussion.
Q6. How old must I be to get finance on a car or van?
We can accept applicants from 18 years old but in certain circumstances a guarantor may be required if you have only been employed for a short length of time or have only recently entered the country, there are many circumstances that a guarantor may be required so please ask for details if you require further information.
Q7. Can I apply in joint names?
There are circumstances that we can accept joint applications, please ask for details.
Q8. Do I need to keep my vehicle insured?
Your vehicle will need to be kept insured at all times.
Q9. Do you finance Vans and Motorbikes?
We currently finance Vans and Cars but we can also consider Motorbikes.Motorhomes and Campervans